|
1 The Financial Services Authority (FSA)
The FSA is the independent watchdog that regulates financial services.
It requires us to give you this document. Use this information to decide
if our services are right for you.
2 Whose products do we offer?
We offer products from a range of insurers for Household, Commercial and
Motor insurance.
We offer products from a single insurer for:-
Legal Expenses insurance from Norwich Union.
Travel
insurance from PJ Hayman, underwritten by ELVIA Travel Insurance
International NV (Netherlands)
Pet insurance
from Pedigree Livestock Insurance Ltd arranged through Petshield.
Caravan
insurance from IGI Insurance Co Ltd.
Private
Medical from Legal & General Insurance Ltd.
Mortgage
Payment Protection Insurance (MPPI), Accident, Sickness and Accident,
Sickness and Unemployment (ASU) from Bankers Insurance Company
Ltd (a member
company of Assurant Solutions)
3 Which service will we provide you with?
On this website you will not receive advice or a recommendation from us.
We may ask you some questions to narrow down
the selection of products that we will provide details on. You will then
need to make your own choice about how to proceed.
4 What will you have to pay us for our services?
No fee.
You will receive a quotation which will tell you about any other fees
relating to any particular insurance policy.
JK Finanical is a
trading name of Belmont Associates Ltd, 9 Church Lane, Brafield on the
Green, Northampton NN7 1BA is authorised and regulated by the
Financial Services Authority. Our FSA Register number is 177814
Our permitted business is arranging, advising, dealing as agent and
assisting in the administration of non-investment insurance contracts.
You can check this on the FSA’s Register by visiting the FSA’s website
www.fsa.gov.uk/register
or by contacting the FSA on 0845 606 1234.
Belmont Associates Ltd is a Private Limited Company and no Insurer owns
any of our share capital.
We
do not own shares or have voting rights in any Insurer.
7 What to do if you have a complaint
If you wish to register a complaint, please contact us:
…in
writing Write to Belmont Associates
Ltd Complaints Department, 9 Church Lane, Brafield on the Green
Northampton NN7 1BA.
… by phone
Telephone 0870 414 2030
If you cannot settle your complaint with us, you may be entitled to
refer it to the Financial Ombudsman Service.
8 Are we covered by the Financial Services Compensation Scheme (FSCS
We are covered by the FSCS. You may be entitled to compensation from the
scheme if we cannot meet our obligations. This depends on the type of
business and the circumstances of the claim.
Insurance advising and arranging is covered for 100% of the first £2,000
and 90% of the remainder of the claim, without any upper limit.
or
For compulsory classes of insurance, insurance advising and arranging is
covered for 100% of the claim, without any upper limit.
Further information about compensation scheme arrangements is
available from the FSCS.
|
