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Are you one of
the many mortgage holders who
are paying over the odds in
interest with a standard high
street bank mortgage? If so
research suggests around 40% of
all mortgages suffer rate
repayments as much as 1% higher
than necessary. For example, on
a £100,000 mortgage you might
then be paying £1,000 more
interest each year than you need
to. Over ten years, this becomes
£10,000 in extra interest,
monies that elsewhere could be
reducing your loan size year on
year. Equally are you coming to
the end of a fixed rate period
on your current mortgage deal or
moving home?
With interest rates forecast to
rise over the next two years now
is the time to ask us to carry
out a mortgage health check or
illustration for you. Ask
yourself these key questions:
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Are you using
today's near record
low in interest
rates to pay the
lowest possible rate
available to your
mortgage lender? |
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Have you asked
anyone to carry out
research for you to
see if a cheaper
remortgage is
available - one that
could bring you
significant monthly
savings in repayment
costs? |
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• |
Have you considered
locking into today's
very competitive
fixed interest rates
for your mortgage -
to protect against
the upturn in
interest rates that
could well come
soon? |
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Is your mortgage a
flexible offset
mortgage - one that
gives you the best
possible outcome
from overpayments
made and allows you
to draw more money
easily when needed? |
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Does your mortgage
provider allow you
to match your
mortgage balance to
a deposit account,
or a business tax
funding account,
thereby saving
money, reducing the
term of a loan and
saving taxation? |
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• |
Are you now looking
at a property
purchase? |
Points to watch
out for: •
Redemption penalties and terms
• Any
conditional insurances and
conditions. •
Set up costs.
YOUR HOME IS AT RISK IF YOU
DO NOT KEEP UP REPAYMENTS ON A
MORTGAGE OR OTHER LOAN SECURED
ON IT.
If you have answered NO to any
of the above then you should
contact us, as we may be able to
be of real service to you. We
will investigate your mortgage
position for you. As examples of
what we achieve for clients look
at the sample case studies.
Getting help is easy - simply
contact us on 0870 414 2030 or
email ifa@belmontassocitates.biz |
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